Zurich adds Tesla FSD to insurance pricing in Australia

Zurich Australia has added Tesla’s Full Self-Driving (Supervised) technology as a rating factor for its InsureMyTesla product. The insurer says eligible owners can receive a lower price based on the reduced risk it associates with use of the feature.

Zurich called it the first such pricing move in Australia and the second globally. The company said its updated offering draws on local and international Tesla data. According to Tesla, vehicles using FSD (Supervised) have seven times fewer major or minor collisions than regular EVs.

Tesla launched FSD (Supervised) in Australia and New Zealand in October 2025. Zurich said local Tesla customers have since logged more than 132 million kilometers using the feature, with average daily use rising more than fivefold since launch.

Zurich has been Tesla’s preferred insurance provider in Australia since 2024.

“As vehicle technology and driver behaviour continues to evolve at an extraordinary pace, it is critical that we continue to innovate alongside this change. By combining Tesla’s fine-grained data with Zurich’s sophisticated underwriting technology and motor expertise, this expanded proposition offers the same high-quality insurance at a more affordable cost due to the reduced risk associated with supervised self-driving.” – Alex Morgan, Head of General Insurance at Zurich.