Genius Pita

If life was a pita, then all of life’s ingredients would come together perfectly . But, for most, life is not a pita; it’s a Wonder Bread with oily shawarma…

The Chosen Ones

I was under the impression that insurance companies had an unofficial pact where the status quo must be maintained at all times. Legit comparison sites? Let’s give them EverQuote. Price?…

Fast Five Applications of Insurance Designed Around Use

Usage-based insurance is trending . Some business models are better than others.   1. Friday   A Berlin-based car insurer backed by Baloise Group that launched last year to offer pay-as-you-drive auto…

Lemonade’s Identity Dilemma

Imagine a supermarket that sells companies, and imagine that Lemonade was for sale – would you expect to find it in the insurance aisle or the technology aisle?   In…

Does Insurance Drive You Insane?

Up until 1996, the makeup industry was dominated by “a sea of pink, beige and red”. Then a new brand was born called Urban Decay. When it entered, also entered blue,…

The Want Business – Part 1

“Technology advances, but humans don’t. We’re smart monkeys and what we want is always the same: food, shelter, sex and in all its forms – escape” – Takeshi Kovacs, Altered…

Till Death Do Us Part

Statistics show that among divorced couples, most are childless. And then there’s this 30 year research study that explored how having children affects a marriage, and the results are conclusive: the relationship…

Insurance With Borders by Lemonade

It’s a great time to talk about Lemonade’s expansion strategy , now that the online insurer shared their 2017 Edition Transparency Chronicle, highlighting their improved loss ratio and Q4 growth.  …

My Insurtech Notes

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The Art of Advertising

  “Half the money I spend on advertising is wasted; the trouble is I don’t know which half.”   Born in Philadelphia in 1838, John Wanamaker was an American pioneer….

Death and Life are in the Power of The Click

“From 2013 to 2015, we will have shifted about 20% of our TV ad $$$ to digital advertising” – Lisa Cochrane, SVP Marketing, Allstate   Here’s what happened in between:…

Auto Insurance Leads: Measuring Quality

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2017

  Acquired. (1) Aetna by CVS. (2) Digital insurance manager treefin AG by German insurer W&W. (3) London-based Arium by Verisk Analytics. (4) Myriad Development by CoreLogic. (5) Healix Risk Rating by Verisk. (6) Mobile-banking startup Zenbanx by SoFi. (7) Blink…

India: Life Insurers

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Married to Engagement? Get a Divorce

What’s the hottest term these days in insurance? Come on, you know this… no no, not disruption… that’s a thing of the past. We’re now collaborating. Last chance – starts…

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