Easy Peasy Granadilla-Squeezy

“My laptop and phone got stolen and it took my insurer TWO MONTHS to replace them – which is a nightmare when you essentially run your business off your cell and laptop. I had a paperwork nightmare, it took days of my time and throughout the process I kept thinking “There has to be a better way”. With my tech background I just believed that I could build a more efficient system, add some customer service to the mix, improve the pricing and build an insurance company that could take on the giants. And here we are!” – Founder of Granadilla, Jonathan Walker.

Meet Granadilla:

The South African startup has recently launched with smartphone, tablet, laptop and wearable tech insurance underwritten by Bryte Insurance, a Fairfax company.

Insurance is offered via Granadilla’s mobile app, which is available for both iOS and Android devices. To get coverage, customers will be guided by Nandi, Granadilla’s service bot, and will be required to take a selfie and provide their ID number in order to verify their identity. Granadilla offers discounted premiums for low-risk behavior – the company features two coverage modes “At Home” and “Out and About” – allowing customers to switch between modes and save up to 10%.

Bottom Line: Competing with Loom , Pineapple and Santam Switch .