Covered partners with Total Expert to streamline homeowners insurance for mortgage lenders

Provider of digital insurance solutions Covered Insurance partnered with Total Expert to integrate homeowners insurance into the mortgage process, allowing lenders to offer quotes and coverage options directly within the loan origination workflow.

The integration enables loan officers to present multi-carrier insurance options at key moments in the borrower journey, with property data automatically pulled from loan applications to reduce manual input and streamline underwriting and binding. The platform also provides real-time tracking of insurance status and automated reminders to support closing timelines.

“Covered is built to function as insurance infrastructure that mortgage teams can operationalize. With Total Expert, lenders can trigger insurance touchpoints at the milestones they choose and give borrowers a clear path to shop a top-rated homeowners insurance marketplace – helping them discover affordable coverage with an agency that has their back, now and at renewal.” – Ross Diedrich, CEO at Covered.

“Our customers have consistently told us they want a simpler, more connected way to incorporate insurance into the borrower journey without adding complexity for their teams. Through our partnership with Covered, we are enabling lenders to seamlessly embed insurance touchpoints directly into their customer journeys, creating a more unified borrower experience. This allows teams to standardize and automate outreach across their organization, reduce manual follow-up, maximize insurance cross-sell, and drive greater efficiency and revenue opportunities within a repeatable, scalable workflow.” – Dan Catinella, Chief Lending Officer at Total Expert.