Dinghy launched in London in 2018 when it offered commercial insurance coverage underwritten by Beazley Syndicates at Lloyd’s.

UPC cancelled around 72,000 Florida personal lines policies on February 1, 2023.

Cinergy rollout is going extremely well.

Appointed 180 new agencies during the year.

Favorable development in workers' compensation was partially offset by unfavorable development in GL and commercial auto.

On Aon health analytics platform and leveraging AI.

Looking to expand addressable market with capabilities in the E&S binding lines.

Markel will continue to focus on the things it can control and be aware of and react to things it cannot.

Auto insurance had a combined ratio of 112.6 in the quarter and 110.1 for the year.

Castle is a home repair service from Progressive.

Aflac's primary motivation for moving to digital is increased agent productivity.

There's no M&A on the table.

Expect that 2023 will be another strong year for GM.

Not seeing signs of price moderation from carriers, and still have loss cost inflation and labor market imbalances.