Progressive’s personal lines president to retire after 24 years

Progressive has announced a series of management changes as Personal Lines President Pat Callahan prepares to retire after nearly 24 years with the insurer.

Callahan will remain in his current role until January 2027 and will continue to advise the company on a part-time basis following his retirement. Progressive said it will conduct an internal search for his successor.

As part of the transition, Lori Niederst, currently President of Progressive’s Customer Relationship Management (CRM) organization, will assume a newly created role of Chief Personal Lines Officer. In that position, she will oversee both Personal Lines and CRM operations.

Heather Day, currently General Manager of Customer Experience Strategy within the CRM organization, will become CRM President in July.

The appointments continue Progressive’s practice of promoting leaders from within. Niederst previously served as Chief Human Resources Officer and held various HR roles in the claims organization, while Day has led customer experience strategy efforts within CRM.

The transition comes as Progressive remains one of the largest personal auto insurers in the U.S., with more than $80 billion in annual revenue and a growing presence across auto, home, commercial auto, motorcycle, boat, and specialty insurance lines.

“Pat has been a critical force behind our growth to an $80 billion company while consistently achieving our goal of a 96 combined ratio. He has been an incredible teacher, partner and mentor to me, and I appreciate that he will continue to advise me and my team after he retires from his current role. At the same time, I am excited about the future. Lori brings a wealth of experience to her new role, having been CRM President and Chief Human Resources Officer, and having held HR roles in Claims. Having time to learn from Pat will round out her experiences. Heather stepping into the CRM President role will provide consistency for that organization and an opportunity for her to continue to grow and develop. Progressive has focused for many years on employee growth and development, which helps create the strong and deep bench of talent that allows for orderly transitions in our senior leadership roles.” – CEO Tricia Griffith.