Lemonade expands telematics options in New Jersey

Lemonade is seeking approval to update its per-mile rule for private passenger auto insurance in New Jersey.

Previously, policyholders were required to install a GPS device in the vehicle’s OBD port. The proposed change removes that requirement, allowing mileage to be tracked through a company-approved telematics device, mobile app, other tracking method, or odometer reading.

If approved, the revision will apply to new policies starting December 15, 2025, and renewals from January 14, 2026.

Lemonade currently has 3,689 car-insurance policyholders in New Jersey as of September 2025.