Toyota Insurance partners with Lemonade

Toyota Insurance Management Solutions (TIMS) was appointed by Lemonade in March 2024 to enhance its insurance offerings. According to sources, Toyota aims to cross-sell home and renters insurance, bundling them with auto policies through its agents. Operating as an independent agency, TIMS partners with several carriers such as Hartford, Liberty Mutual, PURE, and Travelers, among others.

In addition to these partnerships, Toyota also offers a branded auto insurance product powered by Toggle, a subsidiary of Farmers.

The Insure Connect platform, another key aspect of Toyota’s insurance operations, focuses on usage-based insurance (UBI). This program allows Toyota and Lexus drivers to share their vehicle driving data in exchange for personalized insurance quotes based on safe driving behavior, potentially leading to savings.

In response to the question, “What insurers have partnered with Toyota Insurance?” as part of an FAQ for Insure Connect, Toyota stated:

“Our current partners include American Risk Insurance, American Strategic Insurance, Bristol West Insurance, California Fair Plan Property Insurance, Chubb Limited, Clearcover Insurance, Dairyland Insurance, Elephant Insurance, Farmers Insurance, Foremost Insurance, Hagerty Insurance, The Hartford Insurance, Infinity Insurance, Liberty Mutual Insurance, Mercury Insurance, National General Insurance, Openly Insurance, Pacific Specialty Insurance, Progressive Insurance, Pure Insurance, Root Insurance, Safeco Insurance, Steadily Insurance, Stillwater Insurance, Texas Windstorm Insurance Association, Travelers Insurance, and Vault Insurance; we are working to bring additional companies on board to provide our customers with a wide variety of insurance options. We will partner only with companies that are as committed as we are to providing value for Toyota owners.”