Tesla files new auto insurance program in Tennessee

Tesla’s insurance subsidiary, Tesla Property & Casualty, has submitted a new auto insurance program in Tennessee.

The proposed effective date is March 1, 2026.

One of the highlights is a full self-driving (FSD) discount, which will be based on the percentage of miles driven on FSD each month.

Tesla recently expanded its insurance offering to 13 states with a launch in Florida, its first new state in more than three years.

For the first nine months of 2025, Tesla’s insurance carriers generated $747 million in written premiums.