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The company wrote $121 million in premiums in the state in 2024.
Lemonade initially aligned in 2019 with agencies offering embedded insurance.
Lemonade has adopted the ZestyAI platform to further optimize underwriting for key catastrophe perils in the US.
Lemonade estimates that the impact of the CA wildfires on its Q1 2025 results will result in ~$45 million in gross losses.
