L&G launches standalone critical illness coverage

Legal & General  has launched standalone critical illness cover, allowing advisers to recommend the product separately from life insurance or alongside other protection policies.

The offering expands L&G’s existing life and critical illness range. Advisers can combine the standalone product with life cover, income protection or other protection products, depending on a client’s existing coverage and needs.

L&G said the option could suit customers who already have life insurance, want to fill specific protection gaps or are reviewing their coverage as their circumstances change.

The product provides the same critical illness coverage as L&G’s existing combined life and critical illness products, including children’s cover options. Available features include increasing coverage, total permanent disability and waiver of premium.