“Fairmatic is the first true performance-priced commercial auto insurance that rewards safe driving. It’s re-priced monthly based on your drivers’ safe performance, and gives you real-time visibility into each one’s unsafe driving behaviors. As your fleet improves their safety scores, you could see your rate go down every month.” Here’s How It Works: Fairmatic looks at (1) the number of vehicles in a fleet, (2) the miles driven, and (3) how safely a fleet actually drives when calculating insurance premiums. Its technology – powered by Zendrive– sits on a driver’s existing phone and measures a driver’s risky behaviors, such as phone use, excessive speeding, aggressive acceleration, and hard braking, to later use the data to generate a safety score. Later, Fairmatic will analyze drivers’ driving over time to recalculate the insurance premium on a monthly basis. Last, Fairmatic is offered through ZD Insurance Services, the surplus lines broker-slash- affiliate of Zendrive and coverage is underwritten by specialty insurer FairCo.