ERGO updates commercial legal protection offering for SMEs

ERGO has launched an updated commercial legal protection product for small and mid-sized businesses, expanding coverage and simplifying policy structure.

The offering covers common disputes including customer and supplier contracts, employment issues, regulatory conflicts, and reputational risks, while also addressing criminal allegations tied to negligent breaches of duty. The product is structured into two tiers, “Smart” and “Best,” with broader limits, additional legal services, and preventive support included in the higher tier.

Beyond traditional cost coverage, the product includes services such as contract reviews, credit checks, employment documentation support, and legal guidance on business operations and compliance. ERGO also said it streamlined underwriting and policy administration by consolidating terms and simplifying application processes.

“Especially in the SME sector, the enforcement of legitimate claims fails far too often because of uncertainty and cost risks – not because of the law itself. With our new Commercial Legal Protection product, we provide entrepreneurs with a reliable cost airbag: clearly structured, flexible in price and with practical benefits that noticeably ease the legal burdens of day-to-day business for small and medium-sized companies.” – Olaf Bläser, CEO of ERGO Versicherung AG.