CNP Assurances and Lucya launch online life insurance offer

CNP Assurances has partnered with Lucya to launch Lucya CNP, a fully online life insurance policy available exclusively through Lucya.com.

The product, available since April 2, 2026, starts at €500 and has no entry fees. It includes access to unit-linked investments, ETFs, real estate and private equity vehicles, nearly 600 stocks, and a euro-denominated fund backed by CNP Assurances’ general assets.

The move supports CNP Assurances’ push to diversify distribution under its Lead for Impact strategic plan. For Lucya, the launch expands its position in online savings and life insurance in France.

The policy includes 0.30% annual management fees on unit-linked products, 0.70% on the euro fund, and guided management options with total annual fees of 0.55%. CNP said the product is also designed to increase the share of unit-linked products in its inflows, with a first-year target of 60%.