Branch Insurance Exchange reports Q3 2025 results

Branch Insurance Exchange, the reciprocal managed by insurance startup Branch, has released its Q3 2025 results, ending the first nine months of the year with $54 million in written premiums, flat compared to the same period last year.

The reciprocal reported a net underwriting loss of $20 million for the first nine months, a significant improvement compared to the $51 million loss in the same period last year.

According to the filing, last month a new subsidiary called Mutual Services was created under Branch Holdings. The new entity bought the servicing rights for three insurance companies (CFM Insurance, Forreston Mutual, and Oakwood Mutual) from Innovated Holdings.