Just Auto is live in Arizona

Just Auto Insurance is available in Arizona.

Established in 2019, the Los Angeles-based startup is a team of ~23 people. It is targeting lower-income consumers with a 30-day pre-paid, pay-per-mile liability insurance and drivers only need to add $30 to get started. “We only offer liability insurance, the minimum required. No unnecessary extras that increase the cost.”

“Low income consumers are poorly served by existing carriers. No matter how safely they drive, the use of zip codes and credit ratings to set rates means many pay too much. The prepay, per mile model is important. Traditional contracts are expensive and inflexible. If you’re not working and driving, why should you be paying for your auto insurance? Just puts you in control of how much and when you pay.” – Just founder and CEO, Robert Smithson.

Bottom Line: Hugo Insurance comes to mind.