Starwind Specialty launches high-value homes program

Starwind Specialty has launched Starwind High Value Homes, a new underwriting management program for residential properties with insured values of $5 million and above.

The excess and surplus lines program is backed by an AM Best A- or better rated carrier and is designed for primary residences, secondary homes, and rental properties. Unlike many high-net-worth offerings, the program does not require portfolio placement, allowing homeowners to obtain coverage without bundling additional lines of business.

According to the company, the program was developed in response to volatility in the high-value homeowners market, reduced capacity for complex residential risks, and growing demand for more flexible coverage options.

The program will be distributed through CRC Specialty’s wholesale brokers, targeting the high-net-worth personal lines market.

“High-value homeowners face evolving risks driven by climate conditions, rising property values, and increasingly complex construction and occupancy profiles. By combining thoughtful product design with strong financial backing and efficient underwriting, we are delivering a solution that prioritizes confidence, customization, and long-term partnership for both brokers and clients.” – Alex Bonds, co-president of Starwind Specialty.

Starwind , part of CRC Group, is a program administrator that develops and manages specialty insurance programs across multiple industries.