Zurich Retail Protection has introduced a dedicated private client service targeting ultra high net worth protection cases, adding to its existing large case underwriting offering for advisers.
The new service provides a dedicated team across underwriting, sales, and administration, along with accelerated medical screening, access to private clinics, and post-issue servicing support.
The offering targets higher-value cases, with thresholds starting at £1,000 per month in premium and covering up to £5 million in life insurance, £1.5 million for critical illness, and £150,000 annually for income protection. This sits above Zurich’s large case underwriting tier, which starts at £500 per month.
Alongside the launch, Zurich is rolling out tools aimed at advisers focused on inheritance tax planning. These include calculators for gifting strategies, policy structuring through trusts, and whole of life coverage modeling.