Zurich UK expands SME appetite on Acturis

Zurich UK updated its SME eTrade Commercial Combined offering on Acturis , introducing a modular core coverage structure designed to give brokers more flexibility when building policies.

Zurich said it is the first insurer to enable a modular core coverage approach within this product structure on Acturis. The update allows brokers to combine multiple core covers under a single policy and access up to 15 different coverage sections based on customer needs.

According to the company, the changes expand Zurich’s underwriting appetite and make approximately 200 additional trades available through dynamic underwriting acceptance.

Zurich also streamlined the quote journey by allowing brokers to generate quotes without declaring a premise upfront.

“The enhancements made to our SME eTrade Commercial Combined (CCI) offering are all about giving brokers more control and flexibility on how they trade with us, on whatever platform they choose to do so, whilst making sure that the trading experience is as simple and efficient as possible for brokers to access the right cover for their clients. For us, it was crucial to design a policy that our brokers could easily modify and work flexibly to meet the needs of their clients whilst not increasing the operational burden for our broker partners. By assessing risk at cover level and removing unnecessary friction from the user journey, we’re continuing to deliver on expanding our underwriting appetite whilst making it easier for brokers to place policies with confidence – knowing that their client needs are met.” – Nikki Lidster, Head of SME Trading at Zurich UK.