American Integrity expands into North Carolina

American Integrity Insurance Group has expanded into North Carolina, extending its homeowners insurance offering beyond its existing footprint in Florida, Georgia, and South Carolina. The move marks the company’s latest step toward building a broader Southeast regional platform following its transition to a public company.

Founded in 2006 as a Florida-only carrier, American Integrity said the North Carolina launch aligns with its strategy of disciplined, selective geographic expansion supported by established underwriting systems, experienced leadership, and scalable infrastructure.

The company said its North Carolina homeowners product is tailored to the state’s risk profile and supported by a robust reinsurance program and capital structure designed to perform across market cycles.

“Expanding into North Carolina represents an important next step in American Integrity’s evolution as a leading Southeast regional insurance company. North Carolina offers a well-aligned combination of regulatory stability, established risk characteristics, and strong independent agency distribution that fits our underwriting philosophy.” – Jon Ritchie, President.

“This expansion reflects disciplined execution rather than rapid expansion. Since our founding, we have grown by entering markets where we believe we can operate with consistency and excellence. North Carolina meets that standard, and we look forward to building long-term partnerships with agents and delivering reliable, responsive protection to homeowners across the state.” – Bob Ritchie, Founder and CEO.