Addept expands motor legal portfolio with launch of ‘Drive’

Addept Insurance Services has launched Drive, a legal recovery insurance product for motorists. Drive provides legal costs cover across a range of scenarios, including personal injury, uninsured losses, motor prosecution defense, contract disputes, and vehicle cloning claims. The product complements Addept’s existing Recovery First offering, which supports motorists injured in road traffic accidents where there is no party to claim against, allowing brokers to access legal protection options for both fault and non-fault claims.

The product is designed to give brokers greater control over how motor legal protection is sourced and managed. By accessing cover directly from a legal protection provider, brokers can manage the different elements of the non-fault claims process themselves while retaining oversight of commercial and service outcomes.

“By using ‘Drive’ independently brokers will have greater visibility of the customer experience and utilisation and value measure and the commercials that sit behind the products. The addition of ‘Drive’ to our legal expenses portfolio means we now offering brokers solutions for fault and non-fault uninsured losses and injury, responding to current gaps and unmet needs in the market.” – Richard Finan, managing director of Addept Insurance.

Addept has secured its first motor legal protection scheme for Drive with Forces Solutions, a specialist broker serving HM Forces. The bespoke scheme includes legal assistance following non-fault motor incidents in the UK and for personnel stationed overseas on NATO postings.

“Working with Addept Insurance we have been able to offer a bespoke cover that not only meets the needs of our customers based in the UK but also peace of mind to those stationed outside the UK while on NATO duties. The firm demonstrated a refreshing approach and depth of understanding that resulted in a relevant and responsive solution.” – Sandip Barchha, founder and director of Forces Solutions.

Drive provides up to £100,000 in legal costs cover, alongside digital claims submission through an online portal and access to 24/7 legal, health, medical information, and lifestyle counseling helplines.