Youse launches a collaborative insurance scheme

Youse, the Brazilian digital insurance platform of Caixa Seguradora launched in 2015, has introduced #YouseFriends ; an auto insurance scheme that can give back policyholders up to 50% of their insurance premium. Here’s how it works: a driver obtains an auto insurance policy from Youse and joins a group. Twelve months later, the driver can receive back up to 50% of the premium paid, if no claims were made.

Bottom Line: P2P-slash-collaborative insurance is becoming a modern referral program for insurers . Recall P2P insurance players here.