Tokio Marine Highland launches new flood solution

Tokio Marine Highland announced the launch of TMH₂O, the property and casualty underwriting agency’s first digital flood solution. TMH₂O is a primary residential flood program offering agents a fully integrated self-service portal with the ability to easily submit, qualify, quote, bind, collect payment and issue a policy online and in real-time.

TMH₂O offers agents a solution that embeds additional benefits and coverages not traditionally found in a National Flood Insurance Program or private flood insurance product. This includes additional living expense and basement coverage, as well as quick claim processing provided by Tokio Marine Highland’s wholly owned Precise Adjustments. The program is available for residential single- and multi-family homes, other structures, condo units, and contents-only renters in 42 states.

“With three decades of experience and deep expertise in administering private flood programs, Tokio Marine Highland has built a reputation as a trusted adviser and industry leading resource for private flood insurance solutions. TMH₂O represents the next evolution of our product offerings to ensure we meet the ever-changing needs of the market and deliver the exceptional customer experience that our agents have come to expect.” – Lauren Savage, President of Tokio Marine Highland’s Private Flood Services Division.