The Plateau Group rebrands as Lumos Insurance

The Plateau Group announced it will operate under a new brand, Lumos Insurance , as part of a multi-year modernization effort focused on operating infrastructure, governance, and capital strategy.

Founded in 1981 by a consortium of Tennessee banks, the company provides credit insurance, senior-focused life and health products, supplemental health coverage, and specialty property and casualty programs. Lumos said the rebrand positions the carrier to expand into adjacent markets, particularly as some insurers scale back credit insurance offerings.

The company, which holds an A- (Excellent) rating from AM Best, plans to introduce several products in 2026, including an underwritten payout annuity, long term care plans, supplemental health offerings, and specialty property and casualty programs. Under the Lumos brand, the company will organize its offerings across three areas: credit protection, specialty property and casualty, and life and health.

“Lumos is a new name on top of a proven foundation. We strengthened our systems, governance, and operating cadence first. Now we’re ready to grow responsibly in both our core markets and areas where disciplined carrier capacity is increasingly scarce. Credit protection delivers real economic value for policyholders and partners. The differentiator is discipline—and that rigor now extends equally to our senior health, supplemental health, and specialty P&C platforms.” – Vince Bodnar, President and CFO.