Ramble offers music gear insurance backed by Accelerant

Ramble, a New York-based insurance agency and music gear platform, offers instrument and equipment coverage through a program administered and underwritten on a delegated basis by Bolton Street Programs, with capacity supported by the Accelerant Risk Exchange.

The offering covers instruments, recording equipment, sound and lighting systems, cameras, computers and related gear. Coverage includes theft, loss, accidental breakage, vandalism, fire, flood and earthquakes, with worldwide protection extending to professional use, touring, shipping and checked airline baggage.

Customers can build a digital inventory by uploading photos or spreadsheets, describing their equipment or forwarding purchase receipts. They can then select individual items or their entire collection for coverage. Ramble advertises immediate quotes and application approval within one business day or less.

Policies start at $175 annually, with deductibles as low as $100 per claim. A concierge service helps customers catalog and insure rare instruments, studios and larger collections.

Ramble has also partnered with musical accessories company D’Addario to offer its collection management and insurance services to more than 600,000 Players Circle members.