PURE expands home coverage

PURE Programs has expanded its High Value Homeowners coverage to Connecticut and Rhode Island through its surplus lines carrier, PURE Specialty Exchange. The product, tailored for coastal homes, short-term rentals, and other complex risks requiring up to $75 million in coverage, is aimed at high net worth individuals who do not qualify for admitted insurance. Coverage is now available in 20 states, including California, Florida, and New York.

“The expansion of our E&S capacity reflects our commitment to providing flexible, forward-looking solutions for UHNW clients with complex risk profiles. As traditional carriers continue to recalibrate their exposure, this additional capacity enables us to better serve properties in high-exposure regions—especially where admitted options are limited—while maintaining the underwriting discipline and customization this segment expects.” – Patty Quina, SVP of E&S Underwriting.