Neptune Flood tops 300K policies

Neptune Flood announced that it surpassed 300,000 policies in force and $400 million in premium in force, reflecting continued growth in the private flood insurance market.

Neptune said its platform combines AI-native underwriting with a fully digital quoting experience powered by its Triton underwriting system, enabling real-time risk analysis and instant coverage decisions. The company also noted that more than 45,000 insurance agents actively use the platform.

“Surpassing 300,000 policies and $400 million in premium in force is an important milestone, not just for Neptune, but for the broader evolution of the flood insurance market. It demonstrates that private flood insurance is scaling in a meaningful way and playing a critical role in protecting more properties nationwide. As flood risk continues to grow, expanding the insured base is essential to building a more resilient future.” – Trevor Burgess, Chairman and CEO of Neptune Flood.

“We’re incredibly grateful to the more than 45,000 agents who trust Neptune to serve their customers every day. Their expertise, relationships, and commitment to helping customers understand and prepare for flood risk are at the heart of our growth. We’re proud to partner with them by delivering the tools, speed, and insights they need to protect more households and businesses across the country.” – Jean-Luc Eckstein, Chief Customer Officer of Neptune Flood.