Nationwide partners with Chrp

Nationwide is teaming up with Chrp, an AI-powered home assessment and loss prevention platform, to bring policyholders a modern approach to home inspections.

For customers selected for renewal inspections, Nationwide now offers the option to complete a guided photo survey through their mobile device. Chrp’s technology reviews each image using AI models built around more than 400 known failure points, highlighting concerns such as corrosion, faulty wiring, or potential fire hazards.

After completing the virtual walkthrough, homeowners receive a tailored report outlining recommended fixes and next steps. If the platform flags a significant issue, the case is sent to Nationwide’s inspection team for further review.

“Nationwide is always looking for ways to enhance the experience for our members. In addition to offering a modern, convenient inspection option, Chrp’s platform allows us to empower members to be proactive in protecting one of their most important assets, their home. Providing an in-depth review at no cost to the homeowner may help policyholders better understand why they should care about a hazard now and what they can do to prevent a potential problem down the line. The platform is also beneficial for our agency partners because of its self-service nature and insights that help them serve our mutual customers, the homeowner.” – Helen Simonett, vice president, Personal Lines Property for Nationwide.

“Water damage, in particular, is a major driver of losses. Our platform has found that 30% of homes contain active plumbing hazards likely to lead to a claim within four years — often from small, inexpensive parts like shut-off valves or aging supply lines. We are here to help homeowners catch potential issues while they’re still fixable and save them the inconvenience of having to recover from the damage.” – Zane Koeller, CRO and co-founder of Chrp.