Real-time commercial insurance verification is here. And it’s going to change everything.

How Our Partnership with Nationwide is Changing the Game in Insurance Verification

We’ve talked about transforming the insurance verification space for a while now. It’s a big problem—the kind of tedious, paper-heavy process that frustrates everyone involved. But what if I told you that today, we’re making that frustration a thing of the past? TrustLayer has partnered with Nationwide to create an industry-first on-demand insurance verification solution. Let’s dive into why this is so important for the future of risk management.

The Problem with ‘Point-in-Time’ Insurance Verification

Current insurance verification relies on point-in-time Certificates of Insurance…. static snapshots that quickly become outdated. Most companies are stuck manually tracking COIs, hoping their partners maintain valid coverage. It’s a cumbersome process that’s risky, error-prone, and, quite frankly, not fit for the world we live in today.

When policy coverage lapses, is reduced or canceled, businesses are often left in the dark. Think about a general contractor working with subcontractors; they might believe they’re covered, only to find out too late that coverage lapsed. It’s a mess.

The On-Demand Verification Solution

Now, with Nationwide as our partner, we’re bringing an end to the guesswork. Together, we’ve built an on-demand verification API that will streamline and secure the entire process for businesses, brokers, and their partners. This is a complete shift in how insurance verification is done.

Digital verification means you can now be certain about your partners’ coverage. And certainty is everything when it comes to risk management. By going straight to the source with reliable policy data, we’re removing the burden from companies and letting technology handle the legwork.

Why Nationwide? Why Now?

Nationwide is a natural partner for us. We have worked together for years, they are large trading partners with most of the top 100 brokers we work with, and we both are committed to moving real innovation. This partnership isn’t just a collaboration—it’s a statement about the future of insurance.

And let’s be honest, this change is long overdue. For years, businesses have relied on outdated methods to protect themselves. Now, with TrustLayer’s digital verification solution, they can breathe easier, knowing they have accurate, on-demand information.

The Bigger Picture: Trust in the Digital Age

This partnership is a major step forward, but it’s only the beginning. At TrustLayer, we believe that building trust is central to every business relationship. It goes beyond insurance. This is about establishing trust across licensing, compliance, and every other scenario where companies need to verify each other.

With our platform and the support of partners like Nationwide, and dozens of the largest carriers in the country, we’re reimagining how companies share and validate crucial information. We’re modernizing an entire industry—and setting new standards for how businesses can operate with trust and certainty.

Ready to Transform Your Risk Management?

We’re excited to bring this capability to the market and to see how it changes the way businesses handle risk. If you’re ready to move beyond outdated verification methods, it’s time to join us on this journey. We’re actively partnering with some of the largest brokers and businesses on the planet and I’m personally inviting you to check us out at trustlayer.io/nationwide