MSI launches canine liability insurance nationwide

MSI has introduced a canine liability insurance product designed for landlords and property managers, aiming to reduce the friction around renting to pet owners.

The product is built with breed-inclusive underwriting and no deductible, a structure that departs from many existing solutions that either exclude certain breeds or add operational complexity at the property level. Pricing starts at $4 per unit per month, positioning it as a low-cost add-on for multifamily operators.

The coverage is intended to address a common constraint in rental housing. Property owners often limit or reject pets due to liability concerns, particularly around dog-related incidents. By shifting that risk, MSI is offering a way for operators to open more units to pet-owning tenants without taking on additional exposure.

The pitch is straightforward: remove the liability barrier, and leasing becomes easier. For landlords, that can translate to faster occupancy and broader tenant pools. For renters, especially those with dogs, it increases access to housing options that might otherwise be off-limits.