Mosaic Insurance partners with Munich Re

Mosaic Insurance has partnered with Munich Re ’s aiSure™ to offer coverage to AI providers for risks not addressed by traditional cyber or technology errors and omissions (E&O) policies.

The offering provides up to EUR/USD/CAD 15 million in initial capacity to protect AI developers and vendors against financial losses tied to defined AI performance failures. Mosaic will underwrite and distribute the coverage through its global cyber underwriting team, while aiSure provides the technical foundation and underwriting expertise. The coverage is complementary to existing cyber and tech E&O policies, which continue to address operational risks such as outages, data breaches, and negligent deployment.

“We’re delighted to partner with Munich Re on this pioneering initiative. aiSure™ provided the technical know-how, and we’ve built on that with specialist underwriting to create a solution that is practical and scalable. Our cyber underwriters are now taking this to market so brokers and clients worldwide can address one of the most important commercial questions in AI: what happens when the technology doesn’t deliver This isn’t about system uptime or cyber incidents—it’s about whether the AI’s outputs are actually accurate. Our underwriting focuses on the AI model itself, what it does, how its outputs are used, rather than the insured’s respective industry. That opens the product to any company commercializing AI, from retailers licensing fraud-detection models to manufacturers selling quality-control solutions.” – Dennis Bertram, Head of AI Underwriting at Mosaic.

“In our joint offering with Mosaic, we are now bringing longstanding AI underwriting expertise of aiSure™ to the reinsurance side. I am convinced that our collaborative approach will enable us to support even more companies on their journey towards AI implementation.” – Michael von Gablenz, Head of Insure AI at Munich Re.