LifeScore Labs, Swiss Re Partner to Bring LifeScore360 to Market

LifeScore Labs and leading reinsurer Swiss Re announced a collaboration to support LifeScore360, LifeScore Labs’ standards-based algorithmic risk scoring solution. LifeScore360 will be offered as an additional analytics option for Swiss Re’s automated underwriting system (Magnum). In addition, Swiss Re will more generally support the use of LifeScore360 in life reinsurance transactions in the US. LifeScore Labs was created by MassMutual to bring to market select intellectual properties developed by MassMutual’s Data Science team.



“MassMutual’s commitment to investing in data science and technology to develop risk scoring solutions with the potential to set a transparent, industry standard benefiting consumers and life insurance carriers alike is validated through LifeScore Labs’ partnership with Swiss Re. Swiss Re’s recognition of LifeScore360 furthers our mission of delivering a new standard in measuring mortality risk and enabling accurate, efficient and transparent underwriting decisions” – MassMutual Chief Data Scientist, Sears Merritt.


LifeScore360 is an advanced risk assessment algorithm, distinct to the industry, leveraging millions of data points over decades of experience to produce a comprehensive mortality risk score. LifeScore360 is a secure, web-based solution that provides a risk score, detailed visualization of contributing factors and suggested score ranges for each risk class.


“Swiss Re is committed to being at the forefront of improving the customer experience and closing the life insurance protection gap. We were therefore delighted that MassMutual asked us to partner together on LifeScore360, which is clearly a major evolution for life insurance underwriting and the consumer. We are excited to help other carriers unlock the combined power of risk selection and automation that LifeScore360 and Magnum can provide” – President Swiss Re US Life & Health, Neil Sprackling.


“Swiss Re has a history of thought leadership and introducing new solutions to drive innovation in the life insurance industry. Partnering with Swiss Re furthers a joint commitment to help our entire industry to better estimate and price risk and deliver protection to more consumers” – MassMutual’s Chief Digital Officer, Gareth Ross.