John Hancock partners with Ethos

John Hancock and Ethos have joined forces to offer John Hancock Simple Term with Vitality through Ethos.

This simplified term life insurance product provides customers with “generous” Return of Premium benefits and the ability to earn John Hancock Vitality rewards and discounts, all with a 100% instant underwriting decision.

“We are excited about this new distribution relationship with Ethos, enabling us to reach a broader customer base with our Simple Term product and providing access to the unique John Hancock Vitality PLUS Program.” – Michelle Dauphinais, Vice President and Head of Distribution at John Hancock.

“This product offers premier ROP coverage, offering up to a 100% return of premiums paid by the end of the 25- and 30-year level-term periods.1 With Simple Term with Vitality, customers automatically receive John Hancock Vitality PLUS, which offers rewards for healthy behaviors, such as the opportunity to earn an Apple Watch® for as little as $25 plus tax with regular exercise2, premium cashback of up to 15 percent annually3, discounts from retailers, and other valuable perks.” – Fred DeMinico, Vice President and Head of Sales at John Hancock.

“Ethos is proud to collaborate with John Hancock on the first ROP product we’ve offered. Agents have been asking for it, and now, not only are we delivering a cutting-edge agent experience with a first-rate product portfolio, we are doing it with one of the most trusted partners in the life insurance industry. We couldn’t be more excited to bring this product to our market together.” – Erin Lantz, Chief Revenue Officer of Ethos.