INZMO partners with a68 to automate insurance fraud detection
INZMO, the Berlin-based insurtech company specializing in digital embedded insurance solutions, has announced a new strategic partnership with the German fraud-detection technology provider a68 (a68.io).
The cooperation has strengthened fraud prevention and increased automation by integrating a68‘s AI-powered, agentic SIU platform into INZMO’s claims management process.
As insurance fraud becomes more sophisticated, insurers face growing challenges in verifying claim authenticity. By leveraging a68’s agentic SIU solution and holistic screening technology, INZMO will enhance its ability to flag suspicious submissions early, increase automation, and reduce the workload for claims handlers through fewer manual checks and faster, more confident decisions.
New fraud risks in the age of AI
Across the financial and insurance sectors, generative AI tools are increasingly being used to create highly realistic invoices, receipts, and other supporting documents that replicate genuine layouts, logos, and even scanner artifacts, often within seconds. These technologies lower the barrier for fraudsters to scale document tampering and to blend genuine and fabricated information, making traditional manual visual checks by claims handlers less effective.
“Fraudulent claims not only cause significant financial loss but also undermine customer trust,” said Iris Tomingas, Head of ICT at INZMO. “This collaboration underscores our commitment to fair, transparent, and secure insurance processes – we are better equipped than ever to maintain integrity throughout the claims journey.”
A68’s AI-powered, agentic SIU platform uses deep learning models and forensic algorithms to analyze document properties, structure, and metadata. The integration with INZMO’s claims automation system enables immediate validation checks for policyholder submissions, automatically flagging suspicious files for further investigation by INZMO’s claims specialists.
“Fraud patterns are evolving quickly, and manual checks alone can’t keep pace” added Hans Baare-Schmidt, CEO at a68. “Together with INZMO, we’re working to set a new industry standard for technological resilience and fraud protection in digital insurance.”
The partnership marks a new milestone in INZMO’s mission to deliver smarter, safer, and more efficient insurance experiences across Europe. During the thorough evaluation phase, the technology continuously screened submitted documents in real time, flagging suspicious files for review across key product lines, including property and device protection.
About INZMO
INZMO is a Berlin-based insurtech startup simplifying the insurance experience through full digitalization of the customer journey—from onboarding to claims handling. Backed by European insurers and VCs, INZMO provides innovative embedded insurance products across renters, devices, and mobility segments in cooperation with leading insurers.
About a68
A68 (www.a68.io) is a German technology company specializing in document forensics and insurance fraud detection. Its AI-powered agentic SIU platform helps detect suspicious and fraudulent claims while automating verification workflows at scale with high precision.