Insurtech Canada: Innovation & Evolution

The Competition Bureau has recently obtained a court order to advance a civil investigation into alleged anti-competitive conduct by Applied Systems  and its affiliates, including Applied Systems Canada. The order, granted by the Federal Court of Canada on November 14, 2023, requires Applied to produce records and written information that are relevant to the Bureau’s investigation as it wants to determine if the alleged conduct is harming competition in Canada’s insurance technology (insurtech) industry. This includes examining certain practices that may impede insurtech firms from supplying competing products and services to insurance brokerages and brokers in Canada.

This research report will thus focus on evaluating the state of Canada’s insurtech industry in light of these developments.

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