Halo launches AI-driven equine insurance platform
Halo, a new AI-powered equine performance predictor and insurance platform, has launched with support from reinsurance broker, Guy Carpenter , and underwriter, Markel .
The company introduced event-based, micro-duration policies such as:
- Race-Day Cover – insuring a horse for a single race, from when it leaves the yard until its safe return, or even just from the parade ring to the finishing post.
- Fall of Hammer Cover – providing instant protection from the moment a yearling is purchased in the sales ring until it arrives securely at its new home yard.
Halo’s AI engine, Hailey, acts as a digital bloodstock agent that can assess value, recommend breeding pairings, and plan races based on data-driven insights.
“This is about reinventing equine insurance and ownership for the modern era. Through our work with Guy Carpenter and Markel, we’re introducing products that match the way horses are actually bought, sold, and raced. Whether it’s protecting a yearling the instant the hammer falls or covering a horse only for the few minutes it’s on track, Halo delivers immediate, intelligent cover – and Hailey ensures those decisions are guided by the best data available.” – Neil Sands, Founder of Halo AI .
“The combination of artificial intelligence and equine insurance has the potential to transform how horses are valued and protected. We are delighted to be supporting Halo as it brings a new dimension of transparency and innovation to the market.” – Juliet Redfern, Divisional Managing Director – Equine & Livestock, Markel.
The company plans to launch in the UK and Ireland this autumn, with expansion into Europe, APAC, and North America in 2026. Halo is also developing extensions into other insurance verticals and predictive AI applications in aviation and marine.
