Great American Environmental launches GLIDER, a combined GL and pollution policy
The Environmental Division of Great American Insurance Group has introduced GLIDER, a new single policy that merges ISO based commercial general liability with site specific pollution liability for fixed site risks. The product targets industries such as manufacturing, chemical processing, waste management, and other sectors where traditional and environmental exposures overlap.
GLIDER is designed to give insureds one coordinated structure instead of pieced together coverage. The policy is built and underwritten by pollution specialists, combining GL and environmental expertise within a single form.
“Most combined GL/pollution offerings in the market are led by GL underwriters who may not have deep expertise in environmental risk. GLIDER is different. Our policy is crafted and underwritten by career pollution specialists who assess the full exposure profile—operations, products, premises, contracting operations, and transportation—so insureds get a cohesive, tailored product, not a bolt-on. That specialist view, paired with our in-house claims and risk engineering teams, is what makes GLIDER work in the real world.” – Eric McCabe, Divisional Senior Vice President and Director of Underwriting for Great American’s Environmental Division.
GLIDER offers a flexible core form with both GL and site pollution protection, with the option to tailor coverage through endorsements, site schedules, and definitions when risks warrant additional specificity. Claims, risk engineering, and underwriting operate as one unit to streamline incident response and resolution.
Standard limits start at 1M per occurrence and 2M general aggregate for GL, with minimum premium of 15K. Higher limits are available, including up to 5M each occurrence for GL and 5M each loss for pollution legal liability. Broker friendly features include a first dollar deductible option, non auditable policy structure, blanket waiver of subrogation wording, optional defense outside the limit, and extended reporting period options.
Target classes include primary and fabricated metals, chemicals, rubber and plastics, stone and concrete, industrial machinery, sewage and sanitary services, refuse systems, and recycling centers. Submissions require a GL and site pollution application and five years of loss runs.
Bottom Line: Shared with Coverager newsletter readers on Oct 1.
