Gravie introduces zero-deductible employer-sponsored health plan
Minneapolis-based health benefits company Gravie introduced “the first-of-its-kind zero-deductible, zero-copay health plan.” The new plan, called Gravie Comfort, offers 100% coverage on most common healthcare services, including preventive care, primary care, specialist visits, labs and imaging, generic prescriptions, online care, and more – all at a cost comparable to most traditional group health plans. For less frequently used services, such as hospitalization and specialty drugs, Gravie Comfort allows employees to choose a simple out-of-pocket expense limit.
Gravie Comfort represents a new model for employer-sponsored health plans, offering full coverage for most services on day one of the plan. Employers get peace of mind knowing their employees have health beneﬁts they can actually use, and employees get comfort in knowing they can get care when they need it without worrying about the out-of-pocket expenses associated with copays and deductibles. Gravie Comfort provides access to a broad, national network and is available for the upcoming 2021 plan year.
“The majority of individuals who get their health insurance through their employer are frustrated by the continuing reduction in the level of coverage that their health benefits offer. With ever-increasing out-of-pocket costs, narrowing choice of providers, and the administrative obstacles they have to navigate, traditional health plans often make it difficult for employees to get care when they need it. With employee healthcare often representing employers’ second highest expense category, the investment they make should pay off in health benefits that employees can actually use. Gravie Comfort eliminates unnecessary costs and other hoops individuals have to jump through, and incentivizes them to get care, without fear of surprise bills or hidden costs.” – Marek Ciolko, CEO of Gravie.