Gaia raises $100 million credit facility

Fertility startup Gaia secured a $100 million debt facility from Viola Credit to expand its operations in the US.

Founded by Nader AlSalim, Gaia offers financing and support for fertility treatments including IVF, egg freezing and embryo transfers. The company uses AI and machine learning to assess patient data and create personalized financing plans with outcome protections.

For IVF, Gaia says that if a member’s first cycle fails, it covers the next cycle at no extra cost. For embryo transfers, the plan includes unlimited transfers until a live birth is achieved.

The company has raised $37 million in equity funding, including a $14 million Series A led by Valar Ventures in January 2025. Other investors include Atomico and Kindred Capital.

Gaia has over 1,100 memberships, more than 1,000 active US members, and partnerships with 200 clinic locations across 40 states. The company has also launched an enterprise fertility benefit product for employers.