Credibur raises $2.2 million

Berlin-based fintech Credibur has secured $2.2 million in pre-seed funding to launch its credit infrastructure platform. The round was led by Redstone, with participation from MS&AD Ventures, VC Inovia, and several angel investors.

Founded in 2024, the startup offers a platform for automating debt facilities between non-bank lenders and institutional capital providers. The SaaS platform orchestrates the entire credit process between alternative lenders such as buy now, pay later providers, factoring and leasing companies, and institutional investors such as asset managers, debt funds, and family offices. Some of the features include structuring, reporting, and compliance.

With this funding round, Credibur is emerging from stealth mode and launching with its first pilot customers.

“Debt facility management is the underestimated Achilles’ heel in non-bank lending – operationally complex and technologically neglected. With Credibur, we’re digitalising this final frontier in the value chain and efficiently connecting institutional capital with new credit models.” – Nicolas Kipp, Founder and CEO of Credibur.

“Nicolas has already proven with Banxware and Ratepay that he can master the complexity of the credit business. With Credibur, he’s now solving the next fundamental problem: manual debt facility management is slowing growth across the entire private credit sector. His infrastructure can finally digitalise this €430 billion industry in Europe.” – says Timo Fleig, Managing Partner at FinTech VC Redstone.

“While everyone’s talking about private credit as an asset class, many overlook the operational hurdles behind it. Credibur creates the technical infrastructure that institutional investors need to efficiently invest in this growing market. This is a classic infrastructure play with enormous scaling potential.” – Jon Soberg, CEO and Managing Partner at MS&AD Ventures.