Connected Cars & Intelligent Insurers

Historically, cars generated a lot of data, but it wasn’t until recently that this data was sent to a third-party cloud, where it could be shared with organizations like rental vehicle companies, ridesharing companies, government and municipalities, and, of course, insurance companies.  Individual data, where companies want to learn more about a specific driver, and bulk data, where a city planner, for example, wants to learn more about the driving habits of a specific location, are the two main use cases for connected car data, but they open up a wide range of potential services, including in-vehicle delivery, traffic management, parking assistance, and usage-based insurance.

This research report provides an overview of the concept, a look at insurance companies that have partnered directly with OEMs or indirectly through data exchanges such as Verisk and LexisNexis, as well as recent events shaping the space of the EV/insurance market. We conclude with what’s possible and what’s ahead in a time where General Motors is hoping to make an insurance comeback.

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