Berkley One Classics relaunches in Arizona and Michigan

Berkley One, a Berkley company offering insurance for “modern, sophisticated individuals and families,” announced that its collector vehicle division, Berkley One Classics, is introducing a redesigned product and lower rates in Arizona and Michigan, particularly for multi-car policies.

Berkley One Classics has reduced rates and increased discounts in Arizona and Michigan while introducing key policy enhancements, including extending the time limit for newly acquired collector vehicles from 30 days to 60 days, removing the vermin exclusion, and adding Disaster Relocation coverage, offering up to $500 per vehicle, with a $5,000 policy-period cap.

For enhanced customization, new endorsements include Salvage Value, allowing policyholders to retain salvage up to $50,000 in a total covered loss, and One Value, bundling coverage for car accessories, tools, documents, and post-loss trailering.

Today, insurance for collector vehicles is provided by Berkley One Classics in Arizona, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, New York, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

“It’s our 51st year of insuring cars and collectors, and our dedication to the hobby and its passionate enthusiasts remains steadfast. Our goal is always to move forward, so that the vintage car community can help protect what truly matters to them.” – Kathleen Tierney, President of Berkley One.

Bottom Line: “A Michigan filing showed 35 policyholders as of July 2025.”