Allstate reports $80 million in catastrophe losses for December

Allstate reported estimated catastrophe losses of $80 million for December 2025, or $64 million after tax. Total catastrophe losses for the fourth quarter reached $209 million, or $165 million after tax, according to the company’s January 15, 2026 monthly release.

Allstate Protection policies in force totaled approximately 38.3 million items as of December 31, 2025, up 2% from a year earlier and 0.2% from November. Auto policies rose 2.3% year over year to 25.5 million, while homeowners policies increased 2.5% to 7.7 million. Other personal lines were essentially flat, and commercial lines declined 17.4% year over year to 176,000 items.

Policy counts are reported on an item basis rather than by customer and exclude lender-placed policies. The update reflects Allstate’s steady personal lines growth heading into 2026 alongside relatively moderate catastrophe losses for the quarter.