Bracely raises $700,000

Bracely Insurance , a California startup developing a prevention-focused home insurance model, has raised $700,000 from 24 investors, according to an SEC filing. The financing was structured through Simple Agreements for Future Equity, with the first sale dated April 9, 2026.

Founded in 2025, Bracely aims to connect home insurance pricing with property improvements and active monitoring. Its planned offering includes identifying risk-reduction upgrades, connecting homeowners with contractors and financing partners, and reflecting verified improvements in premiums. Examples include resilient roofing, ember-resistant vents, smart water shutoffs, and leak sensors.

The company also plans to use AI to streamline quoting and claims. Its website is accepting early-access registrations from homeowners, builders, and partners.