Zurich launches data center insurance solution in Germany

Zurich Germany has launched an insurance and risk management solution for data center projects, targeting growing demand driven by digitalization and the expansion of artificial intelligence.

The offering combines construction all-risks insurance with optional coverage for commissioning delays, operational coverage during the transition phase, and business interruption, aiming to address coverage gaps that can emerge during the phased commissioning of large data centers.

Zurich said it supported more than 245 data center construction projects in the US in 2025 and plans to expand the solution beyond Germany to markets including Brazil and Italy, with additional countries expected to follow in 2026. The insurer’s Zurich Resilience Solutions unit will also provide risk engineering and consulting services throughout the project lifecycle.

“The expansion of data centers is both politically desired and economically necessary. At the same time, companies face the challenge of reconciling high investments, strict regulatory requirements, and tight deadlines. Added to this are the increasing complexity and higher risk density of the projects. With our solution, we specifically close coverage gaps and support companies in implementing their projects in this critical sector of the economy securely, in compliance with regulations, and predictably.” – Petra Riga-Müller, Board Member for Commercial Insurance Germany at Zurich Group Germany.