FutureProof launches E&S condo and renters program

Climate risk MGA FutureProof Technologies launched a new excess and surplus personal lines insurance program targeting condo and renters policies in catastrophe-exposed areas across the Southeast, including Florida and Texas.

FutureProof partnered with Bridge Specialty Group and Accelerant to support distribution, underwriting capacity, and risk analytics. Bridge Specialty Group will handle retail agent appointments and distribution through its wholesale personal lines platform, while Accelerant will provide capacity and operational support.

The underwriting platform automates risk decisions and delivers instant bindable quotes using property-level data. The company launched its MGA and agency operations in August 2024 and says it has written more than $1 billion in total insurable value since then.

“Condo and renters policyholders in catastrophe-prone states like Florida and Texas are among the most underserved in the country. By partnering with Accelerant and Bridge, we can bring our AI-powered view of risk to a segment that has been largely underserved, delivering fast, accurately priced coverage to the people who need it most.” – Alisa Valderrama, Co-Founder and Co-CEO of FutureProof Technologies.

“FutureProof has built something genuinely different. Their ability to deliver instant, AI-priced quotes on condo and renters coverage in Florida and Texas gives our retail brokers a competitive edge in markets where finding quality coverage can be challenging. Bridge will bring this capability to market through our wholesale Personal Lines platform, combining specialized agent support with broad market access to help agencies serve customers who are struggling to find options.” – Joe Failla, chief operating officer of Bridge Specialty Group.