Fuse Takes Watch Global, Delivering Real-Time Peril Intelligence Across Five Regions for Brokers, Carriers, and Reinsurers

NEW YORK — May 6, 2026 — Fuse, the commercial insurance intelligence platform, today announced the global expansion of Watch, a real-time peril intelligence layer built for the entire insurance value chain. Watch consolidates the world’s authoritative catastrophe data sources into one workspace and, when paired with a synced book of business, computes total insured value (TIV) at risk for every event as it unfolds — naming the affected insureds, the carriers on those layers, and the aggregate exposure across the book in near real time.

The release covers five macro regions and twenty-two sub-region scopes, ten peril classes, and ten live integrations into authoritative meteorological and seismic agencies including the U.S. Geological Survey, NASA FIRMS, the National Weather Service, MeteoAlarm, the Deutscher Wetterdienst, the Japan Meteorological Agency, GeoNet, the Australian Bureau of Meteorology, Environment and Climate Change Canada, and the Global Disaster Alert and Coordination System.

Closing the Gap Between Event and Action

Commercial insurance has lived for decades with siloed, region-locked catastrophe feeds. A U.S. broker watching a typhoon approach a global manufacturing client’s facility in Japan has historically needed three different tools — and even then, the data has rarely connected back to the insured locations on that account.

Watch is built to close that gap. Every incoming peril event is spatially intersected against every insured location on a synced book using radius and polygon geometry. Within sub-minute latency on high-severity events, users see exactly which clients sit inside the impact zone, which carriers are on those layers, and how much TIV is exposed.

“The industry has accepted opacity for too long,” said Sean Bourgeois, Founder and CEO of Fuse. “A broker shouldn’t learn that a hailstorm is sitting over a top-ten client from a phone call. A carrier shouldn’t triage claims surge from spreadsheets. A reinsurer shouldn’t wait until quarterly cessions to see what just happened to their accumulation. Watch is the layer that closes those gaps — the same gaps every part of the value chain has been working around for years.”

Global Coverage at Launch

Regions: Watch is live across five macro regions and twenty-two sub-region scopes:

• Americas — United States, Canada, Latin America, All Americas
• Europe — UK & Ireland, Western Europe, Nordics, Southern Europe, Central & Eastern Europe, All Europe
• Asia-Pacific — Japan, Australia & New Zealand, Southeast Asia, South Asia, Greater China, All APAC
• Africa & MEA — GCC / Gulf, North Africa, East Africa, West Africa, Southern Africa, All MEA
• Global — Worldwide satellite view sitting over the regional layers

Perils: Watch tracks ten peril classes continuously — earthquake, tropical cyclone (hurricane / typhoon), flood, wildfire, volcano, drought, severe convective storm (wind / hail / tornado), winter storms, heatwave, and coastal and marine hazards.

Live integrations:

• Global / multi-region — GDACS (Global Disaster Alert & Coordination System); USGS earthquake feed (M≥4.0 worldwide); NASA FIRMS satellite wildfire hot spots
• Americas — NWS / NOAA severe weather, watches, warnings, and mesoscale discussions; ECCC (Environment and Climate Change Canada) alerts
• Europe — MeteoAlarm across 38 European countries; DWD (Deutscher Wetterdienst) for Germany
• Asia-Pacific — JMA (Japan Meteorological Agency) covering all 47 prefectures; GeoNet seismic and volcanic data for New Zealand; Australia’s Bureau of Meteorology

The Portfolio Overlay: From Public Feed to Private Intelligence

Most catastrophe tools stop at the map. Watch turns the map into named accounts, named carriers, and dollar exposure.

Users upload or sync a book of business — locations, total insured value, carrier, line of business, insured name. Watch geocodes every account automatically and intersects every incoming event against every location in real time. The results flow into a triaged, severity-ranked Portfolio Alerts inbox with one-click drill-down to the affected accounts.

Capabilities at launch include:

• Portfolio ingest — CSV upload or sync of locations, TIV, carrier, LOB, and insured name, with automatic geocoding
• Real-time threat matching — Spatial intersection of every event against every insured location using radius and polygon geometry
• TIV-at-risk calculation — Per-event computation of total insured value inside the impact zone, broken down by carrier, line of business, and client
• Alert rules engine — User-defined thresholds (e.g., any M≥6 earthquake footprint touching $10M+ in TIV; any named windstorm within 50 miles of a top-ten client)
• Book concentration view — Standing exposure heatmap by peril and geography, surfacing vulnerabilities before an event occurs
• Carrier and cedent reporting — Exportable exposure snapshots for renewal conversations, treaty placements, and post-event accumulation reporting

The result: brokers contact affected clients first and lift retention through proactive service. Carriers triage claims surge and reserve faster. Reinsurers see live cedent-level accumulation as events unfold rather than weeks later.

A Deliberate Stand for Transparency

Every region surface in Watch labels its data feeds explicitly as LIVE, PARTIAL, or EXPANDING. Markets currently labeled EXPANDING — including India (IMD), Greater China (CMA), Southeast Asia (PAGASA, BMKG), and Southern Africa (SAWS) — are covered by Watch’s global satellite layer and partner feeds today, with native met-service integrations on a published roadmap.

Availability

Watch is generally available today across all five Fuse regions and is included in the Fuse Professional and Enterprise tiers. The Portfolio overlay, alert rules engine, and exportable reporting are available to Professional and Enterprise customers. Limited regional coverage is available on the Free tier for evaluation.

Visit fuserisk.com/watch to see the live product surface and request a portfolio walkthrough.

About Fuse

Fuse is the commercial insurance intelligence platform for brokers, carriers, and reinsurers. Its products — including Radar, Beacon, Watch, Mark, Pulse, Atlas, and Wire — turn fragmented public and private data sources into a single real-time intelligence layer covering market appetite, regulatory filings, peril events, and submission flow. Founded by veterans of commercial insurance and reinsurance technology, Fuse is backed by 25+ insurance industry investors and is headquartered in New York City.

Learn more at fuserisk.com.