Kinsale introduces rolling stock coverage

Kinsale Insurance  has introduced rolling stock coverage through its inland marine division, expanding its appetite for railroad equipment risks.

The product targets a constrained segment where brokers face limited capacity and slow turnaround times. Kinsale positions the offering as a faster option for placing hard-to-insure rolling stock exposures.

Coverage is written on an all risk basis with limits up to $10 million and a maximum of $500,000 per item.

The appetite includes:

• Short line railroads and yard switching operations
• Private car lines, including refrigerated and tank cars
• Industrial shippers with dedicated fleets
• Public transit authorities
• Lessors and lessees with defined lease terms

The launch reflects Kinsale’s continued focus on specialty risks, supported by responsive underwriting and a broad inland marine strategy.