Pinpoint Predictive expands rating model approvals to Ohio and Georgia

Pinpoint Predictive announced that its rating models have been approved for use in Ohio and Georgia, bringing its total number of approved states to nine.

Insurers in both states can now incorporate the company’s predictive models into filed homeowners and personal auto rating plans. The models are designed to improve risk segmentation, helping carriers align pricing more closely with expected loss and manage volatility without restricting underwriting in higher-risk areas.

Pinpoint says the models integrate into existing rating structures and workflows, allowing insurers to enhance pricing accuracy and support loss ratio stability while maintaining regulatory compliance.

With the latest approvals, Pinpoint’s models are now authorized in Ohio, Georgia, Iowa, Illinois, South Carolina, North Dakota, Wisconsin, Louisiana, and Mississippi.