Zurich extends mid-market commercial coverage

Zurich has expanded its Mid-Market Commercial Combined “All Risks” offering, enabling UK businesses classified as Mass Risks to access multinational insurance cover across key European Economic Area markets under a single UK-issued policy.

The expanded cover applies to UK companies with operations in Austria, Belgium, France, Germany, Italy, the Netherlands, and Spain. By extending the All Risks policy to these territories, Zurich removes the need for separate local EEA policies, simplifying placement and ongoing management for both brokers and customers.

The solution is delivered through Zurich’s regional retail and commercial underwriting teams, operating across nine UK hubs, and is designed to support mid-market businesses as they grow internationally. Coverage is available for Mass Risks, defined as businesses that do not exceed two of the following thresholds: €6.6 million in balance sheet total, €13.6 million in net turnover, or 250 employees.

The policy covers core commercial lines including property damage, business interruption, general liability, product liability, and employer’s liability, with underwriting support coordinated alongside Zurich’s multinational capabilities.